The pendulum swings from the power of the markets to the power of the people and back. Things work best when the two sides are in balance. Here are some efforts to make things a little easier for regular people. Email me at [email protected] if you've got ideas to help consumers restore balance.
Op Eds
[Pending publication]: The Great Canadian Shield: Why Our Data Deserves More Than a "Thoughts and Prayers" Security Strategy (Canadian National Observer)
February 24, 2026: Who will pay for CIRO’s data breach? It’s a $100-million question without clear answers (Investment Executive)
July 29, 2025: Clients who act as executors or powers of attorney need training: The argument for a personal fiduciary certificate program (Investment Executive; with Mark O'Farrell)
[Pending publication]: The Great Canadian Shield: Why Our Data Deserves More Than a "Thoughts and Prayers" Security Strategy (Canadian National Observer)
February 24, 2026: Who will pay for CIRO’s data breach? It’s a $100-million question without clear answers (Investment Executive)
July 29, 2025: Clients who act as executors or powers of attorney need training: The argument for a personal fiduciary certificate program (Investment Executive; with Mark O'Farrell)
Tools
March 17, 2026: Don Your Data-and-Identity-Theft-Protection Armour: What you don’t know can hurt you. Badly. With the drastic increase in online crime, it’s time to pull up the digital drawbridge. This how-to helps you sign up for and monitor your credit reports, update fraud alerts, and investigate
protections – some free, some you have but don’t know it, and others may (or may not) be worth paying for. Take steps to protect yourself.
March 17, 2026: Don Your Data-and-Identity-Theft-Protection Armour: What you don’t know can hurt you. Badly. With the drastic increase in online crime, it’s time to pull up the digital drawbridge. This how-to helps you sign up for and monitor your credit reports, update fraud alerts, and investigate
protections – some free, some you have but don’t know it, and others may (or may not) be worth paying for. Take steps to protect yourself.
Letters
(some authored as founder of Executor Advocacy Canada, I authored the following letters (see also LinkedIn).
March 26, 2026: Supplementary Letter to Comments on 2026 External Review of the Ombudsman for Banking Services and Investments
March 16, 2026: Letter with Comments on 2026 External Review of the Ombudsman for Banking Services and Investments
March 3, 2026: EAC Letter to Ontario Auditor General Doug Downey re Modernization of Estate Management Bureaucracy
February 19, 2026: Urgent Need for Concerted Joint Action to Speed Protections Needed Due to Data Breaches
February 19, 2026: EAC Policy Proposal to Ontario Finance and Consumer Affairs Ministers – Better Protect Ontarians from Identity Theft and Fraud
February 18, 2026: EAC Policy Proposal to Ontario Minister Crawford – Reducing Court Backlogs and Improving Financial Security for Ontarians
June 17, 2025: Response to Ontario Request for Comments on Consumer Reporting Act Amendments
May 12, 2025: Letter to Ontario MPP requesting Meeting on Family-Friendly Bureaucracy Reforms
March 6, 2025: Response to Ontario Consumer Protection Act Consultation Paper
(some authored as founder of Executor Advocacy Canada, I authored the following letters (see also LinkedIn).
March 26, 2026: Supplementary Letter to Comments on 2026 External Review of the Ombudsman for Banking Services and Investments
March 16, 2026: Letter with Comments on 2026 External Review of the Ombudsman for Banking Services and Investments
March 3, 2026: EAC Letter to Ontario Auditor General Doug Downey re Modernization of Estate Management Bureaucracy
February 19, 2026: Urgent Need for Concerted Joint Action to Speed Protections Needed Due to Data Breaches
February 19, 2026: EAC Policy Proposal to Ontario Finance and Consumer Affairs Ministers – Better Protect Ontarians from Identity Theft and Fraud
February 18, 2026: EAC Policy Proposal to Ontario Minister Crawford – Reducing Court Backlogs and Improving Financial Security for Ontarians
June 17, 2025: Response to Ontario Request for Comments on Consumer Reporting Act Amendments
May 12, 2025: Letter to Ontario MPP requesting Meeting on Family-Friendly Bureaucracy Reforms
March 6, 2025: Response to Ontario Consumer Protection Act Consultation Paper